OTP Bank Plc.
- Introduction
- Trading data
- Financials
- Shareholders, management
- Publications
- Product features
| Full Name | OTP Bank Plc. |
| Short name | OTP Bank Plc. |
| Sector | Banking |
| Contact |
HU-1051 Budapest, Nádor u. 16.
Phone: +36-1-473-5400
Fax: +36-1-473-5955
Web: www.otpbank.hu
|
| Investor Relations | |
| Auditor | Ernst & Young |
| Business activity | Established in 1949, it was the only retail bank until 1987. The largest universal bank of Hungary, a major financial service provider in Central and Eastern Europe. OTP Group gained foothold in 11 countries in the CEE/CIS region. Strategically important domestic subsidiaries of the bank are: OTP Mortgage Bank, Merkantil Group, OTP Real Estate Ltd., OTP Lakástakarék, OTP Factoring Ltd. and OTP Fund Management Ltd. The main ownership interests in the region are held in OTP banka d.d. (Croatia), DSK Bank AD (Bulgaria), Banka OTP Albania SHA (Albania), OTP Bank JSC (Ukraine), JSC OTP Bank (Russia), Crnogorska komercijalna banka a.d. (Montenegro), OTP Bank S.A. (Moldova), OTP banka Srbija a.d. Novi Sad (Serbia), OTP banka d.d. (Slovenia), JSCMB IPOTEKA BANK (Uzbekistan). |
| Listed securities of the issuer |
| Basic Information | |
|---|---|
| Ticker | OTP |
| ISIN | HU0000061726 |
| Date of listing | 10 Aug 1995 |
| Currency of trading | HUF |
| Face Value | 100 HUF |
| Number of securities listed | 280,000,010 |
| Market Capitalisation (HUF million) | 7,515,200 |
| > Split (S)/Reverse split (R) | |
|---|---|
| 04 Mar 2002 | S (1 : 10) |
| P/BV | |
|---|---|
| P/BV* | 1.4678 |
* Calculating based on the capitalisation of the actual series only
| Performance | |
|---|---|
* annualized yield
Key annual data
audited, consolidated, IFRS; Business Year: January 1 - December 31| 20231 | 20241 | |
|---|---|---|
| (million HUF) | (million HUF) | |
| Net interest income | 1,459,694 | 1,782,604 |
| Total non-interest income | 764,891 | 851,304 |
| Provisions for loans | -38,521 | -158,494 |
| Operating Profit (EBIT) | 1,260,850 | 1,545,377 |
| Profit before tax | 1,222,328 | 1,386,883 |
| Profit after tax | 1,008,583 | 1,076,139 |
| Dividend per (ordinary) share | 539.46 HUF | 995.7 HUF |
| Loans | 21,447,380 | 23,361,638 |
| Deposits from Customers | 29,428,284 | 31,666,399 |
| Total liabilities | 35,514,351 | 38,299,116 |
| Share capital | 28,000 | 28,000 |
| Shareholders equity | 4,094,793 | 5,120,012 |
| Total assets | 39,609,144 | 43,419,128 |
| Number of employees (at business year end) | 39,407 | 38,523 |
- (1) audited, consolidated, IFRS; Business Year: January 1 - December 31
Selected financial ratios
Ratios are based on data submitted by the company| 2023 | 2024 | |
|---|---|---|
| Equity Ratio | 8.67 | 7.48 |
| Return on assets (ROA) | 0.25 | 0.21 |
| Return on equity (ROE) | 0.03 | 0.02 |
Mid-year reports
non-audited, consolidated, IFRS; Business Year: January 1 - December 31| Key P&L Figures | Jan 2023 - Jun 20231 | Jan 2024 - Jun 20242 |
|---|---|---|
| (million HUF) | (million HUF) | |
| Net interest income | 652,872 | 877,650 |
| Total non-interest income | 351,7113 | 374,2744 |
| Provisions for loans | 2755 | -39,2166 |
| Operating profit (EBIT) | 557,0677 | 721,5698 |
| Profit before tax | 557,3429 | 682,35310 |
| Profit after tax | 471,05911 | 507,89112 |
| Key Balance Sheet Items | 30 Jun 2023 | 30 Jun 2024 |
|---|---|---|
| (million HUF) | (million HUF) | |
| Placement with other banks | 1,305,309 | 1,747,356 |
| Loans | 20,576,08413 | 22,965,06014 |
| Tangible assets | 774,70415 | 929,07816 |
| Total assets | 36,866,660 | 42,523,604 |
| Deposits from Banks | 2,162,699 | 2,171,682 |
| Deposits from Customers | 26,903,982 | 31,037,065 |
| Total liabilities | 33,271,160 | 37,975,462 |
| Shareholders equity | 3,595,500 | 4,548,142 |
| Share capital | 28,000 | 28,000 |
| Total liabilities and shareholders equity | 36,866,660 | 42,523,604 |
- (1) Non-audited, consolidated, in compliance with IFRS (Business Year: January 1 - December 31)
- (2) non-audited, consolidated, IFRS; Business Year: January 1 - December 31
- (3) Net fees and commissions and other net non-interest income
- (4) net fees and commissions and other net non-interest income
- (5) Total risk cost (provision for loan losses and other provision)
- (6) total risk cost (provision for loan losses and other provision)
- (7) Operating profit (adjusted)
- (8) operating profit (adjusted)
- (9) Consolidated adjusted profit before tax (without the effect of adjustments)
- (10) consolidated adjusted profit before tax (without the effect of adjustments)
- (11) Consolidated adjusted profit after tax (without the effect of adjustments)
- (12) consolidated adjusted profit after tax (without the effect of adjustments)
- (13) Net customer loans
- (14) net customer loans
- (15) Premises, Equipment and intangible assets
- (16) premises, equipment and intangible assets
| Shareholders exceeding 5% stake with respect to the listed series | ||
|---|---|---|
| Name | Shareholding (%) | Share piece |
| MOL Hungarian Oil and Gas Public Limited Company | 8.57 | 24,000,000 |
| Groupama Group (5.05% Groupama Gan Vie SA, 0.05% Groupama Biztosító Zrt.) | 5.10 | 14,266,017 |
| Free Float: 86.33% | Last update: 26 May 2025 | |
| Note: When determining the Free Float for a particular series, all the securities of the company shall be regarded to be publicly held other than (i) the stock of securities held by holders with direct holdings of more than 5% of the total number of securities, (ii) securities in the possession of custodians, provided the certificate available to the custodian verifies that the particular person holds more than 5% of the total number of securities outstanding belonging to the series. The value of the free float is based on the data provided by the issuer. | ||
| Management | |
|---|---|
| Management Board | Dr. CSÁNYI Sándor (Chairman), CSÁNYI Péter (CEO), ERDEI Tamás György, WOLF László, BALOGH Gabriella, BAUMSTARK Mihály, Dr. GRESA István, KOVÁCS Antal György, NAGY György, Dr. VÁGI Márton Gellért, Dr. VÖRÖS József Zoltán |
| Management | Dr. CSÁNYI Sándor (Chairman), CSÁNYI Péter (CEO), BECSEI András (Deputy CEO, Retail Division), BENCSIK László (Deputy CEO, Strategic Financial), KISS-HAYPÁL György (Deputy CEO, Credit Approval and Risk Management Division), WOLF László (Deputy CEO, Commercial Banking) |
| Supervisory Board | TOLNAY Tibor (chairman), Dr. HORVÁTH Gábor, Dr. GUDRA Tamás, Catherine Paule GRANGER-PONCHON, BELLA Klára, MICHNAI András |
| Last update: 05 Jun 2025 | |
| Publication | News |
|---|---|
| 10 Jun 2025 15:15 | Resolution No. 239/2025 of the Budapest Stock Exchange Plc. introducing into exchange trading the securities named OTP_HUF_2026/9 Bond, tranche number 001, as of June 12, 2025. |
| 10 Jun 2025 09:43 | Záróközlemény |
| 06 Jun 2025 12:20 | Jegyzés lezárása |
| 06 Jun 2025 09:19 | Végleges Feltételek |
| 06 Jun 2025 07:07 | OTP Bank Plc. announces the redemption of € 110,000,000 Senior Non-Preferred Fixed-to-Floating Callable Notes due 2026 (ISIN: XS2642536671) |
| 06 Jun 2025 07:06 | OTP Bank Plc. announces the redemption of € 75,000,000 Senior Non-Preferred Fixed-to-Floating Callable Notes due 2026 (ISIN: XS2737630314) |
| 03 Jun 2025 14:49 | Extraordinary Information |
| 03 Jun 2025 07:37 | Extraordinary Information |
| 02 Jun 2025 14:30 | Resolutions No. 223-228/2025 of the Budapest Stock Exchange Plc. introducing into exchange trading the bonds issued by OTP Bank Plc., as of June 4, 2025. |
| 02 Jun 2025 09:43 | Záróközlemény |
| Publication | Report |
|---|---|
| 25 Apr 2025 15:55 | Integrated annual report |
| 09 May 2025 00:02 | Summary of the first quarter 2025 results |
| 25 Apr 2025 15:42 | CG Declaration |
| Publication | Articles of Association |
|---|---|
| 26 May 2025 17:30 | Articles of Associations |
| Publication | Voting rights, registered capital |
|---|---|
| 02 Jun 2025 08:40 | Voting rights, registered capital |
| Publication | Corporate Action Timetable |
|---|---|
| 10 Mar 2025 11:41 | Corporate Action Timetable (amendment) |
| Name of security | OTP Bank share |
| Issuer | OTP Bank Plc. |
| Equity class | Ordinary share |
| Type of security | Registered |
| Form of security | Dematerialised |
| Code of security (ISIN) | HU0000061726 |
| Ticker symbol | OTP |
| Face value | 100 HUF |
| Number of securities listed | 280,000,010 |
| Rights to dividends | Full year |
| Listing date | 10 Aug 1995 |
| First Trading Day | 10 Aug 1995 |
| Market | Prime |
| Trading Unit | |
| Currency of trading | HUF |
| Trading time | |
| Listing price | 1,200 |